» Venice Florida Real Estate http://sarasotavenice.com Mon, 02 Jan 2012 22:53:33 +0000 http://wordpress.org/?v=2.8.4 en hourly 1 Interest Rates and Your Family http://sarasotavenice.com/interest-rates-and-your-family http://sarasotavenice.com/interest-rates-and-your-family#comments Sun, 04 Sep 2011 14:44:31 +0000 Brad http://sarasotavenice.com/?p=290 You have seen the downgrading of US Debt from AAA to AA+. This is a big deal accordingly to the political pundits in the media realm. Is it?

In reality it is an academic exercise and here is the reason. US Debt securities are treasured around the world for two reasons. Stability and credit quality. Treasury debt and debt issued by government agencies and quasi government agencies are considered the safest. Any doubt of this and you simply need to look no further than Fannie Mae and Freddie Mac. Quasi bankrupt government entities and the US Government (read you and I ) have stepped in to continue to pay the outstanding obligations.

Where else is the world going to go? Greece? Portugal? Spain? France? Italy? Russia? These places have the financial strength and powerhouse of Rhode Island and Connecticut combined! The proof of my thinking is…………as soon as the announcement was made and it was being debated in the media—treasury yields promptly dived lower to nearly 50 year lows (including mortgages.) Why? Safety due to the turmoil in the world financially and politically.

Additionally –the Federal Reserve( who doesn’t set mortgage rates) announced they intend to INFLUENCE the direction of interest rates well into 2013. To where? The current levels.
This is not good but great news for you and your family regarding real estate. When in your life have you been able to call the bottom of the real estate market and interest rate market?
The buying power these interest rates offer you today is unprecedented in modern times coupled with value in the housing market.

Michael David Belsham has had his mortgage practice running for nearly 20 years and closed well over 2000 homes locally. A respected professional known for his straight forward sensible advice and boutique service. Contact Michael below.

Michael David Belsham
Senior Loan Officer/Mortgage Banker
2201 Cantu Ct #119
Sarasota Florida 34232
michael.belsham@academymortgage.com
website: Academymortgage.com/michael belsham
NMLS# 321490 FL# LO57 Academy# 3113 Corporate Florida ID# MLD241 Branch NMLS MLB100001201
Great Rates, Great Programs, Raving Fan Customers!
941-780-5528 cell/office 941-357-7001

]]> http://sarasotavenice.com/interest-rates-and-your-family/feed 0 No Surprises at Closing / New Closing Statements http://sarasotavenice.com/no-surprises-at-closing-new-closing-statements http://sarasotavenice.com/no-surprises-at-closing-new-closing-statements#comments Wed, 03 Mar 2010 14:19:41 +0000 Brad http://sarasotavenice.com/?p=188

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Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®

]]> http://sarasotavenice.com/no-surprises-at-closing-new-closing-statements/feed 0 Five Tax Credits http://sarasotavenice.com/five-tax-credits http://sarasotavenice.com/five-tax-credits#comments Wed, 24 Feb 2010 12:55:09 +0000 Brad http://sarasotavenice.com/?p=185

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Copyright 2010 NATIONAL ASSOCIATION OF REALTORS

]]> http://sarasotavenice.com/five-tax-credits/feed 0 Mortgage Interest Rates http://sarasotavenice.com/mortgage-interest-rates http://sarasotavenice.com/mortgage-interest-rates#comments Fri, 30 Oct 2009 22:23:49 +0000 Brad http://sarasotavenice.com/?p=145 DSC04165For three weeks running interest rates on 30 year mortages have increased to 5.03 percent.   Still historically low and incentive to consider if your shopping Venice Florida Real Estate.   Lenders have tightened their standards, so the best rates are available to borrowers with solid credit and a 20 percent down payment.  15 year mortgages are hovering around 4.46 percent.   Rates on five-year, adjustable-rate mortgages averaged 4.42 percent today.   Rates on one-year, adjustable-rate mortgages hover around 4.57 percent as of today.  There are a number of things to consider when shopping a mortage and specific questions to ask your loan officer.  I can help you with the process.   You can contact me anytime through my website www.veniceagent.com

]]> http://sarasotavenice.com/mortgage-interest-rates/feed 0 Silver King in Venice Florida http://sarasotavenice.com/silver-king-in-venice-floirda-and-surrounding-barrier-islands http://sarasotavenice.com/silver-king-in-venice-floirda-and-surrounding-barrier-islands#comments Mon, 15 Jun 2009 23:35:42 +0000 Brad http://sarasotavenice.com/?p=7 tarponTarpon fishing is in full steam at this very moment. I believe a lucky fisherman could hook a Tarpon standing on Venice Beach; that’s how many I could see flying over Venice Beach and Manasota Key. My friend bought a 1938 Piper Cub this week and was explaining how the plane would be ideal for spotting fish. I exclaimed “the fish are on the beaches right now” (Boca Grande, Palm Island, Manasota Key, Venice Island, Casey Key, Siesta Key, Lido Key, Long Boat Key) all places you find Tarpon on the coast during the month of June. Greg offered to take me up for a quick flight around the Venice Island air port. As soon as we took off over the Venice fishing pier we could see the huge silhouettes of the mighty Silver King swimming around the grass patches in pods of 2 up to 10. Every hundred yards or so was a pod; very cool to see from the air. After landing I couldn’t help but think about how lucky I am to live in paradise “Venice Florida”.

]]> http://sarasotavenice.com/silver-king-in-venice-floirda-and-surrounding-barrier-islands/feed 0 Family / Work / Fishing http://sarasotavenice.com/family-work-fishing http://sarasotavenice.com/family-work-fishing#comments Tue, 19 May 2009 00:20:54 +0000 Brad http://sarasotavenice.com/?p=15 LIVMy daughter LIV was 6 weeks old this past Saturday when I took the photo you see posted. I think she is the cutest baby ever, but I may be biased due to the fact I’m her father.

Real Estate sales in Sarasota County, especially in Venice where I work have been rather robust after the April 15 cutoff that marks the end of season. There have been many double digit days for pending and sold listing on the MLS Hot Sheet. The difference in total units for sale compared to a year ago shows the inventory is getting smaller at a nice pace. These stats coupled with some positive media could go a long way for the recovery we all want to see. So long story short if you’re in the market to buy Real Estate in South West Florida make sure you pull the trigger in the next 12 months or less. No one can time the markets perfect but if this isn’t close to the bottom you can call me a salty dog.

Since the arrival of my baby girl my fishing expeditions have slowed to say the least, but I still have managed a couple short trips to find the bit is on. Tarpon are everywhere in the bay and on the beach. Cobia can be found just outside the passes around the massive bait balls that are easy to find just look for the birds or jumping fish. My last trip this past week provided many encounters with big Bull Reds in the bay right on the shallow grass flats. Couldn’t get them to bite but the sea trout bit was tons of fun using a top water lure that makes lots of noise. As always call me if you want to experience the best of South West Florida from my boat. Only one stipulation; must be willing to fish during site seeing:)

]]> http://sarasotavenice.com/family-work-fishing/feed 0 Business in picking up and so are the King Fish http://sarasotavenice.com/business-in-picking-up-and-so-are-the-king-fish http://sarasotavenice.com/business-in-picking-up-and-so-are-the-king-fish#comments Mon, 30 Mar 2009 15:05:51 +0000 Brad http://sarasotavenice.com/?p=30 King-fishBusiness in picking up and so are the King Fish around our local barrier islands and beaches. My favorite Florida barrier islands to fish are Casey Key, Manasota Key, Little Gasparilla Island, and Boca Grade. As I’ve stated in the past whether you reside or just visit this area sometimes, you must experiance the areas barrier islands form the water. The Gulf of Mexico side is my favorite but my friends and I have spent many hours fishing the Bay side with it’s own unique species, habitat and beauty. I’m a born and raised native to the area and can’t recall such clean clear water as we have right now. I’ts like being in the Florida Keys. I expect the King fishing to continue to improve the next couple of months as the water warms up. Anyone ready to go fishing? I’m posting a picture of a small King caught by a customer of mine just outside on the Venice Florida Inlet.

]]> http://sarasotavenice.com/business-in-picking-up-and-so-are-the-king-fish/feed 0 ON A POSITIVE NOTE http://sarasotavenice.com/on-a-positive-note http://sarasotavenice.com/on-a-positive-note#comments Sun, 07 Dec 2008 19:03:02 +0000 Brad http://sarasotavenice.com/?p=68

Venice Florida and surrounding areas still have a market with active buyers and plenty of sellers adjusting their price to produce a sale. The month of November was very productive for me and my fellow associates. I wanted to bring this good news to my web traffic so they can accurately speak about the market. I run into the general public and agents for that matter that make strong statements like the following.

Nothing is selling, this market is horrible; did you see the news today.

To them I reply. Let me be the first to give positive news, there is activity in the Real Estate market and during a recession people do not stop buying and selling. I am not candy coating the present market situation, but I have found that wearing your blinders and focusing on the positive is a lot better that affirming that the market is bad. Do your self a giant favor, if your thoughts are less than cheery about the market.

STOP WATCHING THE NEWS EVERYDAY!

The market will not change over night. Do you need to hear about it 24 hours a day? What goes up must come down and vise versa. There is money to be made in this market!
]]> http://sarasotavenice.com/on-a-positive-note/feed 0 Boating Communities http://sarasotavenice.com/boating-communities http://sarasotavenice.com/boating-communities#comments Thu, 06 Nov 2008 19:20:44 +0000 Brad http://sarasotavenice.com/?p=76 Buy your boat a house or house a boat at the Prestigious Soutbay Yacht and Racquet Club situated on Blackburn Bay featuring a secluded harbor / boat basin in Osprey Florida just north of Venice beach or south of famous Siesta Key. Beach and boat lovers dream. This 3bed 2bath 2 car garage, split plan pool home with very private lush landscaped backyard has been maintained by very meticulous minded owners. Custom walk in shower, granite counter tops, water garden, 18 inch porcelain floor tile, and wood burning fire place produce a comfortable living spaces. Outstanding price for this community with available boat slips for large and small vessels $2.50 per linear foot paid monthly. Visit http://www.1275windward.com/ for all details.

]]> http://sarasotavenice.com/boating-communities/feed 0 Water Front Real Estate Equals good Fishing http://sarasotavenice.com/water-front-real-estate-equals-good-fishing http://sarasotavenice.com/water-front-real-estate-equals-good-fishing#comments Fri, 10 Oct 2008 19:32:12 +0000 Brad http://sarasotavenice.com/?p=87 One of the best activities in South West Florida is the outstanding fishing. Any property located on salt water with access to the Gulf of Mexico provides fishing opportunities from the backyard and everywhere in between out to the Gulf. I’m posting a photo with this message from my last fishing adventure just outside Stump Pass in Englewood. Anyone interested in fishing my Real Estate Territory needs only ask and the trip is on the schedule. It’s really the best way to see what South West Florida is all about. Any time of year there is a species to target in our local waters. Remember a bad day fishing is always better than a good day at work ;)

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